Terms & Conditions
Last updated: January 2026
These Terms and Conditions ("Terms") govern your access to and use of the website ibmslqpkf.com and the services provided by Ibmslqpkf S.A. ("the Company", "we" or "our"). By accessing or using our website, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. If you do not agree with any part of these terms, you should not use our website.
2. Description of Service
Ibmslqpkf S.A. operates an informational platform about real estate crowdlending in Ecuador. Our website provides educational information about collective real estate investments and allows visitors to register their interest in future investment opportunities.
3. Eligibility
To use our information services, you must be at least 18 years of age and have the legal capacity to enter into binding contracts. To participate in investments, you must meet additional requirements established by Ecuadorian regulations and our internal policies.
4. Registration and Account
By providing information through our forms, you guarantee that the information is truthful, complete, and up-to-date. It is your responsibility to maintain the confidentiality of any access credentials and to notify us immediately of any unauthorized use.
5. Intellectual Property
All content on the website, including texts, graphics, logos, images, software, and code, is the property of Ibmslqpkf S.A. or its licensors and is protected by Ecuador's intellectual property laws and international treaties. Reproduction, distribution, or modification without prior written authorization is not permitted.
6. Limitation of Liability
The information provided on this website is for informational and educational purposes only. It does not constitute financial, legal, or investment advice. Investments in real estate crowdlending carry risks, including the possible loss of invested capital. Past performance does not guarantee future results.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of third-party websites. We recommend reading the terms and conditions of any third-party website you visit.
8. Modifications
We reserve the right to modify these Terms at any time. Modifications will take effect immediately upon posting on the website. Your continued use of the site after any changes constitutes your acceptance of the new Terms.
9. Governing Law and Jurisdiction
These Terms are governed by the laws of the Republic of Ecuador. Any dispute related to these Terms shall be subject to the exclusive jurisdiction of the courts of the city of Quito, Ecuador.
10. Contact
For any questions about these Terms and Conditions, you can contact us at: Ibmslqpkf S.A., Av. República del Salvador N34-127, Quito, Ecuador. Email: legal@ibmslqpkf.com. Phone: +593 2 123 4567.