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Privacy Policy

Last updated: January 2026

At Ibmslqpkf S.A. (hereinafter "we", "our" or "the Company"), we are committed to protecting the privacy of our users and visitors. This Privacy Policy describes how we collect, use, store, and protect your personal information when you use our website ibmslqpkf.com and our real estate crowdlending services.

1. Information We Collect

We collect information that you provide directly to us, including: full name, email address, phone number, identification information (ID card or passport), financial information necessary for providing our services, investment and communication preferences. We also automatically collect technical information such as your IP address, browser type, pages visited, and time spent on the site.

2. Use of Information

We use your personal information to: process your requests and inquiries, send you information about investment opportunities, comply with legal and regulatory obligations, improve our services and user experience, prevent fraud and illegal activities, and communicate with you about important updates.

3. Information Sharing

We do not sell or rent your personal information to third parties. We may share your information with: service providers who assist us in our operations, regulatory authorities when required by law, business partners with your prior consent. All transfers are made under strict confidentiality agreements.

4. Data Security

We implement technical, administrative, and physical security measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. We use SSL/TLS encryption for all data transmissions and store information on secure servers with restricted access.

5. Your Rights

In accordance with Ecuador's Personal Data Protection Organic Law, you have the right to: access your personal data, rectify inaccurate information, request deletion of your data, object to the processing of your data, port your data to another service provider. To exercise these rights, contact us at privacy@ibmslqpkf.com.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal requirements, and resolve disputes. Customer data is maintained for a minimum of 10 years according to applicable financial regulations.

7. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the new policy on our website and, when appropriate, sending you an email notification.

8. Contact

If you have questions about this Privacy Policy or the handling of your personal data, you can contact us at: Ibmslqpkf S.A., Av. República del Salvador N34-127, Quito, Ecuador. Email: privacy@ibmslqpkf.com. Phone: +593 2 123 4567.

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Ibmslqpkf

Ibmslqpkf is a real estate crowdlending platform that connects investors with development projects in Ecuador. We democratize access to high-potential real estate investments.

Ibmslqpkf S.A.

RUC: 1792456789001

Tax ID: EC-1792456789

SCVS License: 2023-INV-0847

Incorporated under the laws of the Republic of Ecuador

Year of incorporation: 2022

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© 2026 Ibmslqpkf S.A. All rights reserved.

Investments involve risks. Past performance does not guarantee future results.